Hi there, my name is Nancy. Welcome to my site about automotive maintenance. My car has lasted for more than 10 years without any major problems due to the strict maintenance schedule I follow. Vehicle maintenance includes oil changes, tune ups, tire rotations, alignments and a host of other important services. These services protect the vehicle’s components from excessive wear and unexpected failure. I will use this site to explore all of the different maintenance procedures and schedules available. I hope you can use the information on my site to keep your vehicle in great shape over the years. Thanks for visiting. Come back soon.
Getting turned down for an auto loan can be depressing. You start wondering if there are any other options available for you to get the vehicle of your dreams. Have no fear; there is an option available to help you drive away in the vehicle you want with terms that are going to work for you. Before going in to a buy here pay here dealer, you want to make sure you have a few things on hand to ensure you get approved for your loan and drive away with the vehicle you want.
A list of references.
One of the first things that a buy here pay here dealer is going to ask for is a list of references. They are going to need a few references' names, addresses, phone numbers, years of acquaintance, how you know them and so on. The whole reason for this is if you stop paying your payments they have someone they can contact to get a hold of you and find out what is going on. They will contact these individuals before they ever loan you the money, so make sure to provide them with accurate information.
Proof of income.
The dealership is going to need proof of your income. They need to know that you are able to afford the payments. Bring in at least a couple of months' worth of your income. If you are self-employed, bring in bank statements or other statements that prove how much you earn. An income tax return can also be used for self-employed individuals to show how much is being made in any given year.
Down payment.
When going to a buy here pay here dealer, you are going to need money down. The amount down is going to vary based on the type of vehicle you are getting and the overall purchase price of the vehicle. While it might only be $500 for one individual, it could wind up being $5,000 for someone else. You can get a rough idea of how much you are going to need down by contacting the dealer ahead of time and asking about the particular vehicle you are interested in. This will help you know what you need to bring with you to the dealer.
By going to the dealer prepared with all of the necessary paperwork, you can make sure that you are able to drive away in the vehicle of your dreams that same day.
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